Workers’ compensation insurance is a type of business insurance that provides medical and wage benefits to employees who suffer work-related injuries or illnesses.
Workers’ comp benefits can compensate you for your medical expenses related to workplace injury, including:
- Doctors’ visits
- Ongoing care
- Prescription costs
- Physical therapy
- Prosthetic devices
- Mileage To and From your Doctor visits
It is generally required by all South Carolina employers with four or more employees, but there are some exceptions.
The following are generally not eligible for workers comp insurance in South Carolina:
- Federal employees
- Independent contractors & casual employees
- Employers with less than $3,000 in annual payroll in the previous year
- Corporate officers
- Sole proprietors
- Agricultural employees – or workers selling agricultural products
- Railroad or railway express company employees
- Licensed real estate agents working for a broker
Are you looking for a worker’s compensation lawyer in Conway, SC?
It is important for you to understand the process involved with filing a worker’s compensation claim, and the rights afforded to you as an employee.
You’ve come to the right place, The Lovely Law Firm will answer all of your worker’s compensation questions and help you navigate the entire process from filing a claim to receiving your benefits.
Common Workplace Injuries in Conway, SC
With a diversified and dynamic workforce, many Conway, SC workers face at least some level of risk on the job. This isn’t just limited to the agriculture or construction industry, or what is considered “blue-collar” jobs.
Some of the most common causes of workplace injury include:
- Traffic accidents
- Slips, trips, and falls
- Repetitive motion injury
- Struck by accidents
- Caught in or between objects or machinery
- Eye and face injuries
- Forklift injuries
- Toxic exposures
- Musculoskeletal injuries
Generally speaking, the construction, manufacturing, health care, and public safety industries have the highest risk of workplace injuries.
How Lovely Law Firm Can Help
The workers’ compensation system is complicated and difficult to navigate.
If you have been injured at work, it is often recommended for you to speak with an experienced lawyer who can represent your case and act in your best interests when dealing with your employer, their insurance company, and their medical professionals.
The attorneys at The Lovely Law Firm can advocate for you with the insurance company so that you can focus on what’s most important – your recovery.
Insurance companies have lots of high-priced attorneys who fight workers’ compensation claims.
You need the representation of experienced workers’ compensation attorneys to go to bat for you and fight the insurance companies when you have been injured or sickened on the job.
Contact us today to schedule a consultation and speak to an experienced worker’s comp lawyer in Conway, SC.
Workers’ Compensation at large employers in Conway SC
Job Injuries can occur at any job in Conway, however the largest employers will usually have more workers comp cases. Naturally, with more employees, you will have more on the job accidents resulting in these workers comp claims.
The Myrtle Beach and Conway construction boom is driving the growth in our area. Coastal Carolina has a large number of employees. Maintenance workers who are hurt on campus would have a claim. Campus police may be hurt on duty. We can help with these claims.
Horry County government is one of the largest employers in the Conway area. County Police officers, first responders, firefighters and maintenance workers seem to suffer the majority of the job related injuries. We can file your workers compensation claims.
HTC telephone field employees can have on the job accidents.
Hospital employees at Conway Hospital are at risk for workers comp. The daily hazards nurses deal with while on the job can and do lead to job injuries where workers compensation insurance is crucial.
Talk about anything related to workers’ compensation at Coastal Carolina University, such as:
- Cases you’ve had at CCU
- Examples of injuries (such as working on a construction site at CCU)
Will workers’ comp cover lost wages?
If you have an accepted work injury claim, your workers compensation benefits will start. You will receive temporary total compensation while a doctor has written you out of work. You are paid ⅔ of your average weekly wage. This is known as your compensation rate in South Carolina. You are not paid 100% of your wages. If your workers comp claim involves a third party claim, we may be able to pursue the lost wages through that cause of action as well. This is usually involved when you are hurt in a car wreck while on the job. In that case, you would have a workers compensation case as well as a car wreck claim ( assuming you are not at fault for the car wreck). Contact us to evaluate your job injury claim today!
Can I be fired for reporting the injury?
You cannot be fired for reporting a work injury or for filing a workers compensation claim! This is known as a retaliatory discharge in South Carolina and is illegal. You would potentially have a different cause of action against your employer for this if this occurs. This would be separate and apart from your job injury claim which is handled through the workers compensation system in S.C.