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Workers Compensation Settlements

Workers Compensation Settlements in South Carolina

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Getting injured at work can be emotionally taxing on many levels, but financial stress can be especially significant when medical bills start accumulating and working is impossible. If you find yourself in this scenario, you may be eligible for workers’ compensation benefits. Workers’ compensation is a form of insurance provided by employers which provides for a multitude of aspects after getting hurt on the job. Workers Compensation settlements involve several different factors that vary on a case by case basis.

Medical Costs

If you have been injured on the job, workers’ compensation will cover the full amount of any medical treatments that are needed in order to recover. Such coverage includes:

  • Surgical costs
  • Hospital stays
  • Rehabilitative services
  • Prescription medication

Lost Wages

If an injury which occurred while at work causes you to miss at least seven days of work, you are entitled to receive benefits from workers’ compensation for lost wages. While workers’ compensation does not reimburse you for your full wages, you are eligible for 2/3 of your weekly wages.

If you are disabled for a period of 14 days or longer, workers’ compensation will retroactively reimburse you for compensation beginning on the date you were injured. The maximum benefits any individual is eligible to receive from workers’ compensation if he or she is deemed totally disabled is 500 weeks of compensation.

It is also important to note that an individual is only eligible to receive up to 100% of South Carolina’s average weekly wage. Thus, 2/3 of an injured person’s weekly wage is higher than 100% of the average weekly wage in South Carolina, the individual’s benefits are capped.

Disability Benefits

If your ability to work has been hindered by your injury, you are entitled to disability benefits under the act in you workers compensation settlement. Disabilities are divided into two categories:

  • Partial disability occurs when you are able to perform some sort of work, but cannot return to the job you had before your injury. If you receive a decrease in wages, you are entitled to receive 2/3 of the difference between your previous and current wages.
  • Total disability means that you are no longer able to work in any form or fashion. If you are deemed totally disabled, you are eligible to receive 2/3 of your average weekly wage, as long as that wage is not above the state average.

Both partial and total disability benefits may be paid for up to 500 weeks.

Death Benefits

If an individual dies as a result of an injury obtained while at work, the individuals’ survivors are entitled to funeral expenses. Dependents of the deceased individual are also entitled to as much as 2/3 of the individual’s earnings for 500 weeks.

Injured at Work? Let Us Help You Today!

It is important to act immediately if you have been injured on the job, as injuries must be reported to your employer within 90 days. Additionally, a workers’ compensation claim must be filed within two years of the injury in order to be eligible for workers’ compensation benefits.

If you need assistance in filing a workers’ compensation claim, the dedicated attorneys at the Lovely Law Firm are here to help you receive the benefits you deserve. The firm works these cases up and handles the later workers compensation settlements . To schedule a case evaluation at no charge, please call (843) 839-4111.